The purchase of your first home should be an exciting time. Ironstone can help ensure that it is. We’ll walk you through the process, taking the mystery and anxiety out of this very special occasion. We are with you every step of the way.
Buying your first home can be one of the most exciting times, especially if you have done your homework and gotten the right help.
First things first
Buying a home today is very different from buying a home just a few years ago. The housing and associated industries have gone through significant makeovers. So, where do you turn for the best, up-to-date advice?
A good mortgage provider or lender is a great place to start because they can help you understand the entire process, determine what priced home you can afford and will be with you right up to the closing where you finally take ownership.
The question then becomes, “How do you find the right lender to help?”
The best advice we can provide is to talk with friends and relatives who have recently gone through the process of buying a home. Ask them about their experience and ask them about their lender. Were they satisfied? Do they believe the mortgage lender worked for them or do they wonder if they could have done better? Was the lender with them through the entire process, even sitting at the table with them at closing? If they were not satisfied, then keep looking. If they were satisfied, then give their lender a chance to help you.
Get Your Finances In Order
By starting with the mortgage provider you will know very quickly what you can afford, what you need in the way of money to start the process and what you will need for the down payment and expenses. They will also help you with understanding your credit rating and why this is important. They can also help you find a good real estate agent.
Items that you need to understand: